Pricing

This program will provide an estimated quote for information purposes.

Note that the Ohio FAIR Plan assumes no liability for any errors in the program or the premium calculation nor has it a legal obligation to insure any risk. Additionally, the limit of liability selected by the user for quoting purposes may not be the limit of liability that the property qualifies for after Ohio FAIR Plan review. This quoting program is only intended to provide an estimated quote and is for information purposes only.

Note also that we are unable to quote Commercial Property and Commercial Farm until the property has been inspected.

Property address: Property Address: Property City:   State:   Zip Code: Property County: Adams Allen Ashland Ashtabula Athens Auglaize Belmont Brown Butler Carroll Champaign Clark Clermont Clinton Columbiana Coshocton Crawford Cuyahoga Darke Defiance Delaware Erie Fairfield Fayette Franklin Fulton Gallia Geauga Greene Guernsey Hamilton Hancock Hardin Harrison Henry Highland Hocking Holmes Huron Jackson Jefferson Knox Lake Lawrence Licking Logan Lorain Lucas Madison Mahoning Marion Medina Meigs Mercer Miami Monroe Montgomery Morgan Morrow Muskingum Noble Ottawa Paulding Perry Pickaway Pike Portage Preble Putnam Richland Ross Sandusky Scioto Seneca Shelby Stark Summit Trumbull Tuscarawas Union Van Wert Vinton Warren Washington Wayne Williams Wood Wyandot   I am aware that the USPS indicates that this address does not exist. Coverage may be delayed while the address is researched. Use QAS validation even though validation is currently disabled. A zip code and county are required to proceed. The city and county are required to proceed.

Requested effective date:

November 2025   December 2025   January 2026

 

Type of coverage:

Dwelling Property   Homeowners   Renters   Condo

---

 

Number of families:

1   2   3   4

 

Is this a multi-family building?

Yes No

 

Construction type:

Frame   Masonry veneer   Masonry/Masonry veneer   Masonry   Masonry with non-combustible roof   Mobile/Manufactured

 

Exterior surface material:

Masonry/Masonry veneer   Aluminum/Metal siding   Stucco   Wood/Vinyl siding

 

Roof covering:

Asphalt   Metal   Slate/Tile

 

Deductible:

$250   $500   $1,000   $2,000   $2,500   $3,000

 

Is property under formal rehabilitation?

Yes No

 

Occupancy:

Owner-occupied   Tenant-occupied

 

Seasonal:

Yes No

 

Distance from fire station and hydrant:

Fire station within 5 miles, hydrant within 1000 feet Fire station within 5 miles, hydrant beyond 1000 feet Fire station over 5 miles

 

Policy type:

HO2   HO3   HO8

 

Is earthquake coverage desired?

Yes No

 

Do you have dogs?

Yes No

 

Do you have a swimming pool?

Yes No

 

Do you have a trampoline?

Yes No

 

Do you have a hot tub?

Yes No

 

Personal liability and property damage (each occurrence):

$100,000   $300,000

 

Dwelling coverage amount (in thousands):

$ ,000

Private structures coverage amount (in thousands):

$ ,000

Personal property coverage amount (in thousands):

$ ,000

Personal property coverage amount: