Welcome to the Ohio FAIR Plan
The Ohio FAIR Plan is supported by all insurance
companies licensed to transact fire insurance business within the state.
Each company shares
in the losses of the Plan in direct proportion to its premium volume
of business in the state.
The Ohio FAIR Plan was established in 1968 to provide essential insurance
coverage for eligible property unable to obtain insurance through the
voluntary market. Initially, the Plan applied to a limited number of
metropolitan areas. By 1977 the entire state was eligible for basic property
insurance, including farm coverage, through the plan. Ohio's FAIR Plan
is one of 32 such programs operating throughout the U.S.
Mission Statement
To provide quality property oriented insurance products and services
that are easily accessible and priced fairly for Ohio property.
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