Welcome to the Ohio FAIR Plan

The Ohio FAIR Plan is supported by all insurance companies licensed to transact fire insurance business within the state. Each company shares in the losses of the Plan in direct proportion to its premium volume of business in the
state.

The Ohio FAIR Plan was established in 1968 to provide essential insurance coverage for eligible property unable to obtain insurance through the voluntary market. Initially, the Plan applied to a limited number of metropolitan areas. By 1977 the entire state was eligible for basic property insurance, including farm coverage, through the plan. Ohio's FAIR Plan is one of 32 such programs operating throughout the U.S.

Mission Statement

To provide quality property oriented insurance products and services that are easily accessible and priced fairly for Ohio property.