Our Products

The Ohio FAIR Plan (OFP) offers coverage for structures and contents of real property located in the state of Ohio that meets its underwriting criteria and has been denied coverage by at least 2 insurance companies. Available coverages are briefly described below:

Dwelling Fire coverage

Dwelling Fire coverage is available for 1-4 family dwellings, whether tenant-occupied or owner-occupied. For specific coverage information regarding this coverage, click here.

Homeowners coverage

Homeowners coverage is available for 1 & 2 family dwellings that are owner-occupied. For specific coverage information regarding this coverage, click here.

Farm Fire coverage

Farm Fire coverage is available for dwellings, tools, machinery, harvested crops, contents, farm buildings, livestock, etc. located on an active farm. A risk is considered a farm if over 50% of the crops, livestock, etc. is produced for sale to others. For specific coverage information regarding this coverage, click here.

Commercial Fire coverage

Commercial Fire coverage is available for commercial (non-manufacturing) establishments and/or apartment buildings which have 5 or more units. For specific coverage information regarding this coverage, click here.

Crime Coverage

Crime Coverage, for residential or commercial property, is available for property contents. For specific coverage information regarding this coverage, click here.